+2348118048834 +2347065014211

4 Azeez Karaole Street Orheptal Bustop Isheri-Igando Road, Isheri Olofin, Lagos

08:30 - 5:00

Monday to Friday


123 456 789

Goldsmith Hall

New York, NY 90210

07:30 - 19:00

Monday to Friday


Business and Personal Loans

Every member of the cooperative  is entitled to one type of loan or another per time. It is a fundamental cooperative practice to allow members to borrow an amount not exceeding twice their cumulative savings but we have designed a very unique model that allows our members borrow any amount that is about enough for their need even if the amount exceeds twice their savings. They only have one or two extra requirements to meet if they can meet and convince us of the viability of the need for which the loan is being required. We are fair, considerate and supportive in our loan processes and management.

Businesses need funds to grow and succeed. We would like to associate with the prospect of our members when they need urgent funds to execute contract. We finance Local Purchase Orders and Supply on behalf of our members at a fair rate subject to a maximum tenor of three (3) months.


  • Must have a running business
  • Must have a saving scheme with us for a minimum of 3/4 months
  • Must have a valid I.D card




  • Fill a loan application form with a Token of N1,000 for Individual(which also serves as your membership registration fee)/company and N2, 000 for group of individual, and submit with a passport photograph
  • Submit 2 guarantor and a signed cheque leaf each
  • Submit Personal Guarantee form duly signed and executed by the Guarantor
  • Submit passport photograph for each of your guarantor
  • 3months Submit Utility bill for you and your Guarantor
  • Submit valid means of Identification and that of the Guarantor
  • You can fill the form below to apply for a loan

If you have any issue filling this form, please call:

Educational Loan

This loan is to assist members take care of their education expenses; school fees of their children and dependants, tuition for their personal studies, training and development. Subject to availability of fund, a non-member may take loan but the loan must be guaranteed by a member of the cooperative. This loan shall be paid directly to the intended school/institution’s Bank Account and repayment shall be by regular deduction. Tenor and conditions of academic loans vary on individual basis.


  • Fill an application form with a token of N1, 000(which also serves as your membership registration)
  • You can register up to 4 children with one form
  • Submit application form with the following:
  • Your passport photograph
  • Child Birth certificate
  • Child passport Photograph
  • 30% of School fees amount
  • School fees is paid directly to the school’s account
  • You can fill the form below to access the Loan.


Loans given to employees of an organization that are on salary


  • Employee must have a valid I.D card of the organization
  • Employee must have been working at least 6 months
  • Employee must have a valid bank account where salaries are paid


  • Any Nigeria I.D card
  • Employee/staff I.D card
  • Letter of Employment
  • Standing order cheque/Instruction
  • Past 6months Bank statement of account
  • Reference/Guarantor from Organisation